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Storage Insurance

When you store something, you want to keep it safe. Most storage locations are safe, but there's always the chance of something going wrong—from a fire that spreads through multiple units to thieves breaking in and looking for valuables to sell, even a well-secured item could be at risk. Storage insurance can help mitigate this risk by providing coverage in case the stored items are damaged or stolen. This coverage is available to both businesses and individuals.

Storage Insurance for Businesses

Does your business store any equipment or inventory at an off-site location? Using self-storage facilities and other 'miniature warehouses' has become more popular in recent years, especially among companies who need just a little extra space, but storing objects in these off-site locations can remove them from the safety of your existing business plan.

Getting the right amount of storage insurance can make sure that anything stored offsite can be replaced if it's damaged while you're not looking. Be sure to ask a Gellatly Insurance Services agent about how much coverage your business needs—standard policies for storage insurance tend to have low limits, so if you're storing valuable equipment or inventory, you'll need to make sure your policy is enough to cover any losses in full.

Retail insurance does not apply to items that are being stored in the company's warehouse, on the shelves of a retail location, or anywhere within its normal offices. Those items are covered by other plans, typically commercial property insurance, and would not benefit from this type of coverage.

Storage Insurance for Individuals

Are you one of the millions of people with products kept in storage? If so, your assets may be at risk—and it's not just thieves you have to worry about. Many facilities are also exposed to problems like mold growth and weather damage, and you may not even know your belongings are at risk if you don't check them on a regular basis.

As someone with items in storage, you want your belongings to be safe and protected until you're ready to take them out of wherever they're being kept. Getting a storage policy now can help ensure that even if the worst occurs, you'll be able to get reimbursed for the items you lost.

 

1. "Storage Units Easy Prey for Thieves." ABC News. 2013. Accessed April 12, 2016. http://abcnews.go.com/blogs/business/2013/05/storage-units-easy-prey-for-thieves/

2. "Mold, Theft and Hurricanes: The Risks of Self-Storage." WSJ. August 3, 2005. Accessed April 12, 2016. http://www.wsj.com/articles/SB112303337889003384.

Our Locations

Gellatly Insurance Services

22 N. Chelan Ave.
Wenatchee, WA 98801
Main office: 509-662-2151
Fax: 509-662-1197

Mitchell, Reed & Schmitten Insurance, Inc. - Cashmere Location

117 Aplets Way
Cashmere, WA 98815
Main office: 509-782-2751

Mitchell, Reed & Schmitten Insurance, Inc. - Chelan Location

329 E Woodin Ave
Chelan, WA 98816
Main office: 509-888-4348

Mitchell, Reed & Schmitten Insurance, Inc. - Cle Elum Location

803 W 1st Street
Cle Elum, WA 98922
Main office: 509-674-4433

Mitchell, Reed & Schmitten Insurance, Inc. - Ellensburg Location

101 W University Way
Ellensburg, WA 98926
Main office: 509-962-0902

Mitchell, Reed & Schmitten Insurance, Inc. - Leavenworth Location

980 Highway #2
Leavenworth, WA 98826
Main office: 509-548-6050

Mitchell, Reed & Schmitten Insurance, Inc. - Wenatchee Location

124 E. Penny Road, Suite 101
Wenatchee, WA 98801
Main office: 509-665-0500
Toll free: 800-253-1442
Fax: 509-664-4004

Mitchell, Reed & Schmitten Insurance, Inc. - Yakima Location

5800 Summitview Ave
Yakima, WA 98909
Main office: 509-454-5156

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.