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509.662.2151

Mechanical Breakdown Insurance

When you own your own business, it's important to protect your equipment and keep it safe. Obviously, without functioning equipment you lose money and business. This is why it is so important to have your equipment insured. While most business owners see the need for basic insurance, many don't think about mechanical breakdown insurance and all its variables. Including coverage for mechanical breakdowns in your policy helps secure your overall business insurance package by guarding against costly repairs.

Features of Mechanical Breakdown Insurance Policies

Mechanical breakdown insurance can cover lost income due to mechanical breakdowns that happen in your business, including losses due to faulty machinery and vehicles. It is also important to make sure your insurance covers liability. When a mechanical breakdown occurs with your equipment, an employee or customer could be injured. There are many policies that can be applied to various business risks that involve the possibility for mechanical breakdowns and their effects. Gellatly Insurance Services agents are more than happy to speak to you about your options.

Businesses may also encounter liability issues if an employee or member of the public is injured due to a breakdown. Liability coverage is also essential, especially if you use equipment such as lawn mowers or hazardous construction equipment, or work in precarious locations like scaffolding or rooftops, where an employee or a member of the public could be injured. When you are working on another person's property or business, your personal liability risk increases as well as your liability for damaged property.

Insurance rules vary from state to state and it is important to have an insurance agent that understands these differences. If you work in more than one state, you may need additional coverage. We can help you determine whether or not additional licensure or coverage is necessary.

Call our office to find out how you can be completely covered in the event of a mechanical breakdown. We can help you make sure you have the best possible coverage, including liability that could result from a breakdown. If you are an existing customer, call our office to get an insurance tune-up to make sure your mechanical breakdown insurance policy is up to date.

Our Locations

Gellatly Insurance Services

22 N. Chelan Ave.
Wenatchee, WA 98801
Main office: 509-662-2151
Fax: 509-662-1197

Mitchell, Reed & Schmitten Insurance, Inc. - Cashmere Location

117 Aplets Way
Cashmere, WA 98815
Main office: 509-782-2751

Mitchell, Reed & Schmitten Insurance, Inc. - Chelan Location

329 E Woodin Ave
Chelan, WA 98816
Main office: 509-888-4348

Mitchell, Reed & Schmitten Insurance, Inc. - Cle Elum Location

803 W 1st Street
Cle Elum, WA 98922
Main office: 509-674-4433

Mitchell, Reed & Schmitten Insurance, Inc. - Ellensburg Location

101 W University Way
Ellensburg, WA 98926
Main office: 509-962-0902

Mitchell, Reed & Schmitten Insurance, Inc. - Leavenworth Location

980 Highway #2
Leavenworth, WA 98826
Main office: 509-548-6050

Mitchell, Reed & Schmitten Insurance, Inc. - Wenatchee Location

124 E. Penny Road, Suite 101
Wenatchee, WA 98801
Main office: 509-665-0500
Toll free: 800-253-1442
Fax: 509-664-4004

Mitchell, Reed & Schmitten Insurance, Inc. - Yakima Location

5800 Summitview Ave
Yakima, WA 98909
Main office: 509-454-5156

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.