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509.662.2151

Catering Insurance

The catering business can involve a lot of risk. Caterers work on other businesses’ property and perhaps even in their kitchens, and rely on suppliers and other vendors to furnish the necessary items to provide food. With so much happening—between supplying food, preparing it, transporting it, and serving it to customers—much can unexpectedly go wrong. All of these variables put you at risk, so it is a good idea to make sure you are covered against possible problems with catering insurance.

Catering Insurance Policy Features

If you have employees, you need workers compensation coverage, and of course your own equipment should be covered. General liability coverage exists as well, to cover any damages you might cause (such as your heating units catching the building on fire).

If you serve alcoholic beverages you will need coverage for that as well, as there are more risks and exposure when alcoholic beverages are involved in to a business.

As a business owner, you will need coverage for yourself to take care of loses you might incur due to lost income. Mechanical breakdown, storms, and vehicle trouble are just a few things that could negatively affect your ability to render your catering services.

For a food services industry, liability is always a concern. Lawsuits arising from food poisoning (due to negligence or from mistakenly serving contaminated food) can cause a modest business with irreparable harm. A general small business liability policy will cover the basics, but there are other liabilities such as using a vehicle you don't own, having employees use those vehicles, and accidently damaging property when providing your services.

Call Gellatly Insurance Services today to find out what the best catering insurance policies are available for your situation. Our professional staff will guide you through the process of making sure you are covered for anything that might arise in your catering business. Existing customers can call our office for an update, and new customers can call to find out what we have available to fit your catering insurance needs.

Our Locations

Gellatly Insurance Services

22 N. Chelan Ave.
Wenatchee, WA 98801
Main office: 509-662-2151
Fax: 509-662-1197

Mitchell, Reed & Schmitten Insurance, Inc. - Cashmere Location

117 Aplets Way
Cashmere, WA 98815
Main office: 509-782-2751

Mitchell, Reed & Schmitten Insurance, Inc. - Chelan Location

329 E Woodin Ave
Chelan, WA 98816
Main office: 509-888-4348

Mitchell, Reed & Schmitten Insurance, Inc. - Cle Elum Location

803 W 1st Street
Cle Elum, WA 98922
Main office: 509-674-4433

Mitchell, Reed & Schmitten Insurance, Inc. - Ellensburg Location

101 W University Way
Ellensburg, WA 98926
Main office: 509-962-0902

Mitchell, Reed & Schmitten Insurance, Inc. - Leavenworth Location

980 Highway #2
Leavenworth, WA 98826
Main office: 509-548-6050

Mitchell, Reed & Schmitten Insurance, Inc. - Wenatchee Location

124 E. Penny Road, Suite 101
Wenatchee, WA 98801
Main office: 509-665-0500
Toll free: 800-253-1442
Fax: 509-664-4004

Mitchell, Reed & Schmitten Insurance, Inc. - Yakima Location

5800 Summitview Ave
Yakima, WA 98909
Main office: 509-454-5156

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.